30-Year Fixed Rate Mortgages on the Cheap!

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The Lowdown on 30 Year Fixed Rate Mortgages...

Our 30 Year Fixed Rate Is Low & Our Process Is Magical

A traditional 30 Year Fixed Rate home loan has a consistent interest rate throughout and the monthly payment will never change unless there is a cancellation of mortgage insurance.  Depending on how long you plan on being in the home is a great question to discuss with a mortgage specialist and also the difference in monthly payments of a 15 and 30 year fixed rate mortgage.

We always would suggest a 30 year fixed rate mortgage unless it’s a small loan amount where you can leverage a 15 year fixed rate which would almost always give you a lower interest rate also.  We can give you estimates on how to review the difference between term mortgages if you wish.

We are here to cut down the turbulence on your home loan. Our team and skills are set up to help guide you along the way, starting with our FREE FAST PREQUAL FORM.

We suggest you review at least two loan options from us.  Once reviewed a new discussion can take place tweaking the down payment or getting the monthly payment to where you want it to be.  We will also look at Conventional Loans verse FHA loans which is a common topic for those two estimates.  As well as the length of term of mortgage insurance on these loans, for example FHA loans have mortgage insurance for the life of the loan along with a funding fee.

The 30-Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

  • Complete our simple 30-Year Fixed Rate Mortgage Qualifier
  • Receive loan options based on your terms and scenario
  • Compare mortgage rates and terms of sale or refinance
  • Choose the offer that best fits your needs for your family

Do I Qualify?

Fixed rates loans are the best option when it comes to buying a home; and typically much safer than an adjustable rate mortgage. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run.

You can lock in the rate for the life of your loan, but with an adjustable rate mortgage the rate will fluctuate potentially a great deal in the near future. An ARM can be considered risky mortgage product which contributed to part of the house downturn from 2005-2010.

  • 30 Year Fixed Rate
  • 30, 25, 20, 15, 10 Year Fixed
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • FHA Loans
  • VA Loans
  • Mortgage Insurance
  • Funding Fees
  • Jumbo & Super Jumbo Loans
  • FHA, VA, Conventional & USDA Loans
  • Terms from 10 to 30 Years

Get Your FREE 30-Year Fixed Rate Quote Now!

I Want My FREE 30-Year Fixed Rate Quote!