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The Lowdown on Condo Loans...

Condo Loans

Our Condo Loans Rates And Service Are Superior

Condo Loans in Florida are like cats if all the other loans are dogs. There is a distinguishing difference between Florida condos and other condos across the Country. We have to collect a number of items such as master insurance policy, liability insurance, an annual budget, a condo questionnaire, and have reserve requirements on potential litigation requirements.

Down payment requirements can be as low as 3%-5% down for a Conventional loan. There are also FHA approved condos but not many but search here: FHA Approved Condos
We’re here to make the CONDO loan process a whole lot easier, our amazing team we will help guide you along the way, starting with our FREE Condo Loan Qualifier.

We’ll help you clearly see differences between Condo loan options, allowing you to choose the right one for you.

The Condo Loan Process

Here’s how our condo home loan process works:

  • Complete our simple Condo Loan Qualifier
  • Receive loan options based on your condo
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your goals

Why a Condo Loan?

If you’re looking to buy a condo in Florida you want to meet with us. We have financed a considerable amount of condos in Florida and have seen many if not all potential hiccups and can likely cure all issues in advance. From the condo questionnaire to the reserve requirements we are here to minimize any wasted time and money house hunting by thoroughly vetting your condo for you. Please reach out to us and speak with a mortgage specialist today!

  • Fixed rates
  • Adjustable rates (ARM)
  • Condo questionnaire
  • Master insurance policy
  • Liability insurance
  • Annual budgets
  • Reserve requirements
  • Possible litigation issues
  • Terms from 10 to 30 Years

Get Your FREE CONDO Loan Quote Now!

What Our Clients Are Saying

Han Fan
Han Fan

01:46 21 Mar 19

Me and my wife apply for mortgage back in August 2018.. the process is really smooth. very knowledgeable and willing to explain. Fast response time. I would give more than 5 star if I could.

Keith U
Keith U

16:03 14 Mar 19

Hands down the best mortgage broker in Jacksonville. Using Carbon Capital we were able to prequalify and place a bid on our first home in a matter of hours. Andrew went out of his way to explain everything and make sure we understood the mortgage process in simple terms. Casey and Kelly were able to answer all of our questions. They even answered our emails during the weekend and outside office hours. That is great customer service!

Rebecca Richey
Rebecca Richey

15:14 09 Jan 19

We have had an amazing experience working with Andrew, Casey and Kelly with Carbon Capital. They have been on top of everything to ensure we have had a very smooth closing. We are so pleased with their response time and professionalism throughout this entire process. Great job!! Thanks!!

Nicole Coburn
Nicole Coburn

11:07 16 Nov 18

Andrew/Kelly/Ross all gave exceptional performances during our home buying process. I highly recommend Carbon Capital if you are in the market. They made buying our home a breeze. The processes that they have in place are seamless and easy to use and give full details of everything that you may have a question about. Always promptly returned phone calls and took real patience and care which is outstanding with my anxiety through the whole thing. Thanks for everything you do. Client for life.

Susan Brennan
Susan Brennan

07:37 11 Oct 18

If you're in the market to purchase a home, I highly recommend Carbon Capital. We received professional and timely answers to our many questions and scenarios. Kelly is just the epitome of patience and very knowledgeable with regard to all types of mortgages. Being somewhat of a "commitment-phobe," the idea of a 30-year mortgage really drove my anxiety during the home buying process. It was reassuring to know that any questions or concerns would be quickly addressed by Kelly or Andrew with either a phone call, e-mail, or text. The personal service we received was second to none. In the end, I believe we got the best available rate and terms and found the entire process quite seamless thanks to Carbon Capital.

Stephen Sapp
Stephen Sapp

12:36 04 Oct 18

I've bought, sold, and refinanced houses over the years a number of times. I've never had the mortgage process go smoother than it had with Carbon Capital. Andrew and Kelly are fantastic! They explain everything in plain english. They're extremely responsive to questions via email or telephone. When I buy, sell, or refinance in the future, I won't have to do any shopping around; I will just make a call to Carbon Capital. Thanks Andrew and Kelly!!!