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The Lowdown on Jumbo Loans...

What is a Jumbo Loan in Florida?

A Jumbo Loan in Florida is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac.
So what is a jumbo loan amount? As of 2019, the limit is $484,350 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $726,525.

Jumbo Loans

Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk. Jumbo mortgages rates will vary, but most down payments are typically 10%-25% down. Underwriting standards tend to be a bit stricter since it is manually underwritten instead of having an automated underwrite.

We’re here to make the jumbo home loan process as easy as possible, with our technology and skill we will help guide you along the way, starting with our FREE Jumbo Loan Qualifier.

The Jumbo Loan Process

Here’s how our home loan process works:

  • Complete our Jumbo Loan Qualifier Here
  • Receive a couple of estimates to choose from
  • Compare rates and terms from our worksheets
  • Choose the best worksheet that works for you

Why a Jumbo Loan?

What is a Jumbo Loan in Florida?There are many benefits to Jumbo Loans such as financing millions of dollars to buy your major league dream home; assuming you have 1-2 years of credible income to back up such large debts. This can be addressed by one of our mortgage specialists. We offer competitive interest rates and superior service as a Florida mortgage broker.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Reduced Lender Fees
  • Jumbo & Super Jumbo Loans
  • Terms from 10 to 30 Years

Get Your FREE Jumbo Loan Quote Now!