Learn More About The Types of Home Loans

Find informative resources about the different types of home loans and how certain determining factors can influence your mortgage or home purchasing process. As one of Jacksonville’s most knowledgeable home loan providers, our mortgage blog is here to expertly discuss important aspects of pursuing home loans and general things to know before applying for a mortgage.     

Browse through our articles below and learn anything from how to apply for a mortgage to calculating how much you should spend on a house

If we can’t answer any of your questions or concerns here, then please feel free to ask our mortgage experts here. We look forward to hearing from you!

Category: Mortgage Blog

Is It Time for Me to Refinance?

There are many different reasons that a homeowner would refinance. One may want to gain access to the equity in their home to make home improvements, payoff debts. Another reason is to gain a better rate and or shorter mortgage term.   Cash Out Refinance: A Cash Out Refinance is ...
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CASH TO CLOSE! (Closing Cost)

CASH TO CLOSE (Closing Cost) Closing Costs Associated With a Mortgage Loan: How much money do I need? There are many factors that contribute to the total “Cash to Close” associated with buying a home. There are two factors that contribute to the final figures, one is your down payment ...
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HOW MUCH MORTGAGE CAN I AFFORD?

How Much Mortgage Can I Afford? Applying for a mortgage can be a daunting task for prospective home buyers. The home loan industry has changed dramatically since 2008; home loan companies such as banks and building societies have strict regulations when it comes to buying a home. Before you even ...
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Appraisal vs. Inspection

Appraisal vs. Inspection: What’s the Difference? As a mortgage professional I can not tell you the number of people that do not understand the difference between an inspection and an appraisal. If you fall into this category here is a guide for you: What is an Inspection? An inspection is ...
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Mortgage Loan Pre-Approval Process

Mortgage Loan Pre-Approval Process: The pre-approval process is a very important part of any mortgage loan. Here is a run down of the pre-approval process, the documents needed, and why… The first step for any serious home buyer is the pre-approval process. Now you may think, I have owned three ...
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MORTGAGES AKA HOME LOANS

Mortgages and Home Loans: Buying a home is one of the biggest purchase you are likely to make in your lifetime and a home loan is required.  However, only a few individuals can afford to pay cash outright for a home, so you are likely going to need a mortgage ...
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