We Offer a Variety of Low & No Money Down Mortgage Programs in Florida
Want to buy a home but have little to no money to put towards a down payment or closing costs? At Carbon Capital we likely have a low or zero down mortgage solution that may work for your situation.
Call us today at (904) 513-8000 for a free consultation or complete a FAST PREQUAL FORM.
Below are some of the most popular products we offer:
Fannie Mae program designed for low to moderate income borrowers. Minimum of 3% down required. Funds may come from multiple sources including gift funds, grants, and community seconds (if available). Minimum credit score of 680.
Home Possible Advantage
Similar to HomeReady. This Freddie Mac program requires a minimum of 3% down. 30 year fixed rate mortgages. Down payments can come from variety of sources including family members, employer-assistance programs, and secondary financing.
USDA Rural Housing Loans
100% financing solution for lower and middle income borrowers in designated USDA rural areas. Don’t let the name fool you. There are plenty of USDA eligible areas right outside of metropolitan areas. Lower credit scores may be ok.
$0 down mortgage programs for eligible military veterans, active duty personnel, and surviving spouses. Credit requirement less strict than conventional loans. Seller paid closing costs may be allowed. Low rates.
3.5% down payment required. Credit score requirements lower than most conventional financing solutions.
Not sure which low or no money down mortgage program is right for you? Call us today at (904) 513-8000 for a free consultation.